Terms of Service & Editorial Disclaimers
Effective Date: January 1, 2026 | Last Updated: September 27, 2026
1. Agreement to Terms
By accessing or utilizing the research publications, web tools, or digital analyses hosted across J-ON Media Network properties (including j-on.space, money.j-on.space, review.j-on.space, and fix.j-on.space), you acknowledge and agree to be bound by these Terms of Service. If you disagree with any portion of these provisions, you must discontinue access immediately.
2. Professional & Legal Non-Reliance Disclaimers
No Financial or Investment Advisory: All content, comparative rate tables, APR calculations, and yield models published across our properties are curated exclusively for general educational and journalistic purposes. Nothing contained herein constitutes personal financial, legal, or investment advice under SEC, FINRA, or state regulations. Always consult a Certified Financial Planner (CFP) or Certified Public Accountant (CPA) prior to executing capital allocations.
No Attorney-Client Privilege: Articles examining corporate filing requirements, Delaware vs Wyoming statutory frameworks, or FinCEN BOI reporting mandates are journalistic analyses of publicly available statutes. No attorney-client relationship is formed through the access or review of this publication.
3. FTC Compensation & Affiliate Transparency
In compliance with the Federal Trade Commission's (FTC) Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255), we maintain absolute transparency regarding commercial relationships. Certain hyperlinks across our research publications may be affiliate referral links. If you register or purchase through these links, we may receive compensation at zero additional cost to you. Editorial ratings and technical benchmarks remain 100% independent and are never dictated by sponsor compensation.
4. Intellectual Property & Fair Use
All original textual analyses, benchmark methodologies, custom infographics, and software architectures created by J-ON Media Network are protected by international copyright laws. Non-commercial quotation with explicit attribution and a live canonical hyperlink is permitted under Fair Use. Mass unauthorized scraping, redistribution, or programmatic republication is strictly prohibited.
5. Governing Law & Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any principles of conflicts of law.